Help! My credit card is gone!
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Unfortunately, wallets and purses do get stolen or lost on a regular basis. Your biggest concern is usually the fact that your credit cards are missing. If this happens to you, do you have a plan of action? Well, you should. It really isn't as daunting to come up with a credit card action plan as it seems like it should be.
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All reputable credit card companies have a set policy that helps to protect you against loss or theft. All you need to know is how to get this policy to work for you.
When your credit card is stolen or lost, don't panic, help is here! The first thing you need to do is report the stolen card to the company as soon as possible. Most companies have a toll-free number or an online service that deals solely with this problem.
After the card is gone, make sure you pay attention to every charge on the bill. Whatever shows up that isn't yours, notify the card company in writing immediately. Make sure to include in the letter the date in which you notified the company that your card was lost or stolen and send it to the billing errors address. Do not send the letter with your payment. It will get lost in the shuffle.
The best way to avoid stolen or lost cards is to keep track of them. Know where they are at all times and keep your pin number a secret. Also, don't use a pin number that is easy to figure out such as your birth date or phone number. Make it a number that only makes sense to you and keep it that way.
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